Free TV Licence for Over-60s in 2026? Here’s Who Really Qualifies — and How to Claim It

As the cost of living crisis continues into 2026, many older UK residents are still struggling to meet daily expenses. With high energy bills, rising food prices, and council tax pressures, every pound saved matters—especially for those on fixed pensions.

One recurring topic of interest each year is the TV licence fee, currently set at £169.50 per year. For older adults, it’s not just about saving money—it’s about maintaining access to information, entertainment, and a sense of normalcy.

With new headlines around “Free TV Licence for Over-60s” gaining attention, confusion has also grown. This article offers a clear, accurate breakdown of what the current rules are, who actually qualifies, and how older people can benefit.

What Does a UK TV Licence Cover?

A TV licence is legally required in the UK if you:

• Watch live TV on any channel
• Stream live programmes
• Use BBC iPlayer (even for catch-up content)

The licence applies regardless of the device used — TV, smartphone, laptop, or tablet. The fee funds the BBC’s operations, including news, documentaries, drama, radio, education content, and emergency services.

Why a Free TV Licence Matters for Older Adults

For many pensioners and vulnerable adults, the television provides more than entertainment. It serves as:

• A source of trusted news
• A daily routine or companion
• A connection to the outside world for those living alone or with limited mobility

Given how essential this service is, a free or discounted licence can relieve pressure on stretched household budgets—freeing up funds for heating, food, medicine, or transport.

Is There a New Universal Free TV Licence for Over-60s?

No, there is currently no universal free TV licence for everyone over 60 in the UK. However, some over-60s may already qualify, and that’s where the current focus lies.

The Department for Work and Pensions (DWP) has clarified that the main route to a free TV licence is through receiving Pension Credit, not age alone.

Who Currently Qualifies for a Free TV Licence?

To be eligible, all of the following conditions must be met:

• You must be over State Pension age
• You or your partner must be receiving Pension Credit
• The licence must be in the name of the person receiving Pension Credit

Even if others in your household do not receive the benefit, only one eligible person is enough to apply for the free licence.

Understanding Pension Credit (and Why It’s Missed by Many)

Pension Credit is a benefit designed to top up income for older adults who are on a low income after reaching State Pension age. However, hundreds of thousands of eligible pensioners don’t claim it.

Many assume they are ineligible due to:

• Owning their own home
• Having some savings or a private pension
• Thinking their income is too high
• Believing the application process is too complex

In reality, even a small Pension Credit award can unlock significant extra benefits, including:

• A free TV licence
• Help with council tax and rent
• Cold Weather Payments and other cost-of-living support

Why the Free TV Licence Headlines Are Back Again

The topic of free TV licences resurfaces every year around January because:

• State Pensions are reviewed
• Household budgets are reassessed
• Winter energy bills peak
• More people begin exploring benefit eligibility due to rising costs

This renewed attention has led to online misinformation, with some assuming a brand-new over-60s free TV licence has been launched. It hasn’t—but you may still qualify through existing schemes.

What to Do If You’re Over 60 But Not on Pension Credit

If you’re over 60 and not yet receiving Pension Credit, it’s worth checking your eligibility now.

You can use the official Pension Credit calculator on gov.uk to find out. Even a small award can make a big difference.

Once your Pension Credit is approved, you can then apply for a free TV licence.

How to Apply for a Free TV Licence

Once you confirm your Pension Credit status, follow these steps:

1. Visit the TV Licensing website or call their helpline
2. Provide your National Insurance number and Pension Credit award reference
3. If you already hold a paid TV licence, they may refund any unused portion
4. Ensure the licence is in the name of the person receiving Pension Credit

What Information You’ll Need to Apply

Be prepared to provide:

• Full name and UK address
• National Insurance number
• TV licence number (if you already have one)
• Confirmation of Pension Credit award

Applications can be made online, by post, or over the phone.

What Happens If Your Circumstances Change?

If you stop receiving Pension Credit, you must inform TV Licensing immediately. You will then:

• Be required to pay for your licence again
• Need to set up new payment arrangements
• Risk a penalty if changes go unreported

Keeping your records up to date avoids unwanted enforcement letters or fines.

Are There Any Other TV Licence Discounts for Over-60s?

Yes — even if you don’t qualify for a free licence, there are other ways to reduce the financial burden:

• Monthly, quarterly or yearly instalments via Direct Debit
• Shared household licences if you live with others
• Setting up alerts or reminders for renewals and Pension Credit checks

These options may not eliminate the cost but can help manage cash flow more effectively

Common Myths About Free TV Licences for Over-60s

Let’s clear up some frequent misunderstandings:

• Myth: Everyone over 60 gets a free licence — False
• Myth: Homeowners are excluded — False
• Myth: If you have savings, you don’t qualify — False
• Myth: Living with family disqualifies you — Not always true

Eligibility is based on household income, benefit status, and named licence holder — not just one factor.

What Should Over-60s Do Right Now?

If you’re over 60 and want to know where you stand:

• Check if you’re over State Pension age
• Use the Pension Credit calculator to test eligibility
• Confirm your TV licence status
• Apply for a refund if you’ve been paying unnecessarily
• Contact a welfare adviser for help with applications

A quick 10-minute check could help you save £169.50 a year — and possibly unlock further support.